For Construction Contractors and Subcontractors

Win jobs. Get paid.

Pay apps approved on the first try. Cash moving in days, not months. Capital and bonding ready when the next bid hits.

56 days
Avg days from pay app to payment
(Billd 2025)
77%
Subs who front materials costs
(PYMNTS/AmEx, Jan 2025)
$299B
Cost of slow payments
(Rabbet 2025)
Plans to pay apps in one auditable loop. Zero re-keying.
Pay-App Autopilot™ pre-checks math, retainage, change orders, lien waivers, and COIs.
Live cash visibility plus a bonding readiness score that builds while you work.
AS TRUSTED BY
56 → 14
days
Work-to-cash compression for Breva contractors
~0
Pay apps rejected on first submission
12+ hrs
Time saved per week per owner-operator
Numbers reported by active Breva contractors. Results vary by trade, project mix, and billing discipline.

The cash gap is built into the system — unless you control the workflow.

Meet Mia
A Small Contractor
56 days
Average payment wait
She waits about 2 months to receive payment for completed work.
77%
Prepaid materials
A substantial 77% of her materials require prepayment, tying up working capital.
$299B
Industry cost
The total cost of slow payments across construction — and Mia feels every dollar.
60–90+ Day Cash Cycles
Pay cycles stretched to 60, 90, 120+ days. Cash stuck while crews keep working.
Rejected or Delayed Pay Apps
Pay apps rejected for math, missing waivers, or stale COIs. Every rejection adds 30+ days.
Owners buried in admin
Owners stuck in spreadsheets and email instead of in the field winning the next job.

One Loop, From Plans to Paid

Every step feeds the next. No re-keying, no dropped data, no spreadsheet gymnastics. Just one connected system that keeps your cash moving.

01

Auto-Takeoffs

Plans + quantities in minutes

02

Estimates & WBS

Cost, markup & bid-ready numbers

03

SOV

AIA-ready schedule of values

04

Pay-App Autopilot

Pre-checked, clean submissions

Available When You Need It

Embedded Bonding NEW

Apply for and access bid, performance, and payment bonds — directly inside Breva.

Available When You Need It

Embedded Finance

Capital when you need it

05

WIP & Cash

Live 13-week visibility

01

Auto-Takeoffs

Plans + quantities in minutes

02

Estimates & WBS

Cost, markup & bid-ready numbers

03

SOV

AIA-ready schedule of values

04

Pay-App Autopilot

Pre-checked, clean submissions

Available When You Need It

Embedded Bonding NEW

Apply for and access bid, performance, and payment bonds — directly inside Breva.

Available When You Need It

Embedded Finance

Capital when you need it

05

WIP & Cash

Live 13-week visibility

Continuous Loop
01

Auto-Takeoffs

Plans + quantities in minutes

02

Estimates & WBS

Cost, markup & bid-ready numbers

03

SOV

AIA-ready schedule of values

04

Pay-App Autopilot

Pre-checked, clean submissions

Available When You Need It

Embedded Bonding NEW

Apply for and access bid, performance, and payment bonds — directly inside Breva.

Available When You Need It

Embedded Finance

Capital when you need it

05

WIP & Cash

Live 13-week visibility

Every project, every draw period — the loop keeps running

Cash flow should never limit the next job.

Jobs are bigger. Margins are tighter. Retainage and payment terms are harder. Spreadsheets and email broke years ago and you're still using them. Breva turns the messy precon → billing → cash → bonding → capital process into one continuous, auditable loop — so cash, credit, and bonding capacity move at the speed of work, not the speed of paperwork.

The Platform

Built for every part of the work.

AutoTakeoff™

Drop in plans. Clean quantities out. Minutes, not days. Flows straight into your estimate, SOV, and job costing.

Estimates & WBS

Priced, traceable, bid-ready. Every line ties back to the takeoff. Markup and labor burden built in.

SOV

AIA-ready Schedule of Values. Math validated. Built from the estimate, not a separate spreadsheet.

Pay-App Auto Pilot

G702/G703 packaged with waivers and COIs. First-submission ready. Near-zero rejection rate.

WIP & Cash

Live 13-week cash forecast tied to your jobs. Real-time WIP. Alerts before gaps hit.

Embedded Bonding & Capital

Surety bonds and project-based working capital, available directly through Breva®.

How It Works

From Upload to Paid — Guided Every Step

01
Upload. Takeoff. Estimate.

Drop in your plans. Breva runs the takeoff, builds the WBS, and prices the estimate.

02
Approve. Validate. Submit.

Approve the SOV. Pay-App Autopilot™ validates math, packages G702/G703 with waivers and COIs, and submits clean.

03
Track. Score. Lender-Ready.

Ask Bre™ tracks your cash, builds your Breva Score™, and gets your lender pack ready before you need it.

Ask Bre™ Live
Ask Bre™

Your AI CFO.
Backed by real bookkeepers.

Bre reads your real books, your real bank feeds, and your real pay-app status— then tells you exactly what to do next.

Keeps books pay-app-ready and lender-ready; Breva™updates with every job and pay app
Spots gaps and suggests a plan (shift spend, adjust timing, or tap capital)
Lender-ready documentation and scenarios help you explore partner capital options (when available) — without starting from scratch.

What Our Customers Say

"I fully stand behind Breva — the product and the team. The way Charles conducts himself in business and the way they've built this aligns with everything we care about at Horus."

Aija Williams-Cole
Horus Construction Services

"Breva helps us give the right capital at the right stage. When a borrower walks in, we can finally track their journey — from the day they show up to the day they're ready for a loan."

OC Isaac
TruFund Financial Services

"I've been trying to get my books off QuickBooks for years. Breva actually makes it feel possible —and having someone classify my transactions and answer questions in real time changes everything."

Yolanda Robinson
RHD Property
Pricing Built Like a Contract

You only pay more when we deliver more.

START
Free
Built for:
1 project, getting set up
BUILD
$99/mo
ABT
ABT means Annual Bill Through — the total dollars you bill to clients per year across all your construction projects.
up to $5M
Built for:
ABT ABT means Annual Bill Through — the total dollars you bill to clients per year across all your construction projects. up to $5M
SCALE
$349/mo
ABT
ABT means Annual Bill Through — the total dollars you bill to clients per year across all your construction projects.
$5M–$15M
★ Most Popular
Built for:
ABT ABT means Annual Bill Through — the total dollars you bill to clients per year across all your construction projects. up to $5M–$15M
GROW
$599/mo
ABT
ABT means Annual Bill Through — the total dollars you bill to clients per year across all your construction projects.
$15M–$30M
Built for:
ABT ABT means Annual Bill Through — the total dollars you bill to clients per year across all your construction projects. up to $15M–$30M
START
Free
Built for:
1 project, getting set up
BUILD
$79.20/mo
billed annually ($950.40/yr)
Built for:
ABT
ABT means Annual Bill Through — the total dollars you bill to clients per year across all your construction projects.
up to $5M
SCALE
$279.20/mo
billed annually ($3350.40/yr)
Built for:
ABT
ABT means Annual Bill Through — the total dollars you bill to clients per year across all your construction projects.
$5M–$15M
★ Most Popular
GROW
$479.20/mo
billed annually ($5750.40/yr)
Built for:
ABT
ABT means Annual Bill Through — the total dollars you bill to clients per year across all your construction projects.
$15M–$30M

Who We Help

For Contractors

Win more bids with traceable, accurate estimates
Zero re-keying from takeoff to SOV to Pay Apps
Faster, cleaner cash flow with full auditability
See how Breva helps contractors

For GCs & Owners

Standardized, clean pay app intake across all subs
Real-time visibility into sub readiness and exceptions
Faster draw approvals and fewer project delays
See how Breva helps GCs →

For Lenders

Policy-aware Breva Score™ and complete lender packs
Exception-only workflows and real-time risk monitoring
Project-tied visibility for underwriting and monitoring
See how Breva helps lenders →